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Alabama Dental Insurance

We have Alabama Dental Insurance plans where you can go to any dentist you choose.

Hybrid PPO dental plan combines a PPO dental network with an indemnity plan that will pay you or the dentist. Use any dentist you want. Pays up to $1,000 in benefits. Available for individuals or employer groups - click here for more Alabama PPO dental insurance information.

This new plan is a called a Hybrid PPO dental plan. There is a PPO network. If your dentist is part of the network, you will get the reduced PPO rate for all services. You can use the link to look up and see if your dentist is listed. But, even if your dentist is not in the network, we will still pay you scheduled amounts for your dental work. This is what is known as an indemnity plan.

In most families, dental expenses exceed all other medical costs. A root canal and crown can easily cost $800 to $1000 and sometimes more. Orthodontia on a few kids can really put a dent in savings. It is quite natural that everyone is interested in dental plans.

We have three different types of Alabama dental plans:

Scroll down this page for a capsule explanation of each plan and then click on the links for a more detailed explanation. You can apply directly online for any of these plans.

Alabama Dental Discount Plans

The first is a dental discount plan. This discount dental service plan has thousands of providers nationally. It will provide discounts on preventive, basic, restorative and orthodontia. Savings are typically 40% or more. Most families save enough on routine cleanings and oral exams to cover the cost of the plan. Some plans include free cleanings, x-rays and exams.

There are a lot of dental discount plans on the market. Some will only list dentist of less than sterling reputation. You find their names showing up again and again. Others use national PPO networks and offer you a tremendous choice of dentists.

Some of better plans even provide free cleanings, exams or x-rays. The networks in these better plans are often used by legitimate dental insurance products and are more widely accepted.

We have a unique service that offers you a choice of plans. Our rates are the best anywhere.

There is absolutely no reason to spend twice the price or more to put money into some multi-level marketing salesperson's pocket when you can get a better plan for much less. For more information you can click on the link below. It will take you to a site where you can look up providers, benefits and even sign up directly online.

Alabama discount dental plan information and online sign up, click here

Alabama PPO Dental Plans

The second type of plan is a hybrid PPO dental insurance plan. This type of plan combines the advantages of a PPO dental plan with an indemnity plan.

There is a PPO network. If your dentist is part of the network, you will get the reduced PPO rate for all services. You can use the link to look up and see if your dentist is listed.

But, whether your dentist is not in the network or not, we will still pay you scheduled amounts for your dental work. This is what is known as an indemnity plan.

CONSUMER TIP: We have about 30 different discount plans. You might find your dentist or a dentist you would like to go to in one of those plans. You can combine one of these low cost discount plans with our indemnity plan described below. The combination of the two will give you a great network, deep discounts and payment towards your dental expenses.

Alabama PPO dental insurance information - click on link

Alabama Indemnity Dental Plans

The third type of plan is called an indemnity dental plan. This plan pays your dental expenses according to a schedule and pays the money directly to you. You can use any dentist you want. There are no networks to worry about.

  • Indemnity Benefits - See the dentist of your choice.
  • $1500 annual maximum
  • Low $50 deductible - waived for preventive services.
  • Set reimbursements for procedures - no surprises!
  • Cash paid directly to you or your provider†
  • Optional Vision plan

    Sample Reimbursements


    ADA Code Description Reimbursement
    0150 Comprehensive oral evaluation - new or established patient $33.00
    0274 X-Ray - bite wings - four films $26.00
    1110 Routine Prophylaxis - adult (once every six months) $38.00
    2331 Resin filling - two surfaces, anterior $50.00
    2750 Crown -porcelain fused to high noble metal* $187.00
    3330 Root Canal - Molar* $196.00
    4341 Periodontal scaling and root planning - per quadrant* $48.00
    7110 Single tooth (extraction) $40.00

    This illustration is a sample only. Please see the member certificate for all codes, exclusions, and limitations.

    Click here for a full reimbursement schedule.

    † Depending on your provider's billing practice.
    †† Documentation consisting of the most recent prior invoice and summary of
    benefits must be submitted the time of initial enrollment for waiver to be considered.
    * 12 month wait for these services apply.

For the Alabama Indemnity Dental Plan only - Click Here

For the Alabama Indemnity Dental & Vision Plan - Click Here

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Martin Unger - President
1-800-272-0512

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